The U.S. Government's New Wellness Benefit Program:

Instantly Unlock Lower Payroll Taxes, Increase Each Employee's Earnings, & Give Your Employees Additional Wellness Benefits.

All Without Switching Healthcare Providers, Start Up Costs, Or Extra Work.

Have Our Certified Experts Unlock $100 - $200/Month Of Supplemental Employee Pay With A 100% Compliance Guarantee.

"If An Employer Is Willing To Offer It,

Real-Time Tax Savings Will Pay For It."

( 300,000+ Employees Enrolled So Far )

Speak To A Senior Marketing Director:

(Specializes In Enterprise Companies)

HealthGuard

Everything To Know In The First 10 Minutes:

IRS Compliant 213d Qualified SIMERP-Hybrid Plan

A Federally-Incentivized, Supplemental Preventative Care & Wellness Benefit with Predictive Illness AI Technology.

Lowers Payroll Taxes, Increases Employee Take Home Pay, & Gives Employees Additional Benefits.

IRS, HIPAA, ACA, & ERISA Compliance Guarantee.

No Net Cost: Net Positive.

Welcome To HealthGuard:

HIPAA, ACA, & IRS Compliance Guarantee.

Keep Your Current Healthcare Providers.

No Setup Costs. Simple Onboarding.

Designed For Enterprise.

SIMERP-Hybrid:

A Participatory Medical Expense Reimbursement Wellness Plan, compliant with IRS codes 125, 213, and 105.

Average Results:

Reduces payroll taxes by about $60 per employee per month,

Reduces employer healthcare costs, and

Increases employee take home pay by $75 - $150 per month.

We Specialize In Large Companies:

We are currently onboarding a Fortune 10 company and several Fortune 500.

Next Step:

Schedule a complimentary call to see how your company can benefit, too.

Key Benefits For The Company

No Net Cost:

Funded by real-time tax savings requiring zero out-of-pocket expense.

Immediate Payroll Tax Savings Incentive:

Companies who offer the plan save on average $60 per employee per month in real time, through instant payroll tax reduction.

Seamless Launch:

The setup process is automated, requiring minimal HR involvement, and there is no need to change current healthcare providers. It doesn't affect their current health and wellness plan: it's supplemental.

Boosts Operational Budget:

The tax savings can free up significant resources while effectively providing a raise to employees without impacting the company’s budget.

Key Benefits For Employees

Instant Extra Compensation:

While enrolled on the plan, employees will see an increase in their take-home pay of around $75 to $150 per month, depending on their income, ongoing while enrolled.

Supplemental Coverage:

This new, preventative care and wellness plan includes 24/7 telemedicine, an award-winning predictive illness AI technology that predicts future illnesses with 82% accuracy, urgent care, prescription benefits, and many other wellness services, all without interrupting, interfering, disrupting or replacing any existing employee healthcare plans.

Easy Enrollment:

Employees simply enroll and immediately benefit from increased pay and added health benefits. We show them how to use their new benefits, so you don't have to.

Why Executives Love This

Impress The Board & Stakeholders:

Improve company margins, and also get the workforce excited about additional pay and new benefits, boosting morale and helping with employee wellness, productivity, and retention.

Guaranteed Compliance/Zero Risk:

Backed by a legal protection plan guaranteeing 100% IRS compliance provided by a renowned lawfirm of 35 years. The lawfirm certifies HIPAA, ACA and IRS compliance before implementation.

Personal Benefit:

Full-time executives receive the preventative care and wellness benefits and the increased take-home pay as well, just like the other employees.

Third-Party Administrator:

Uses one of the largest third-party administrators on the east coast currently insuring over 1M policy holders which tracks all records for compliance and audit protection.

Eligibility Requirements

Business Eligibility:

Companies with 10 or more full-time W-2 employees qualify. (Schools, municipalities, and non-profits are also eligible.)

Employee Eligibility:

Employees must work 30+ hours per week to qualify for the benefits.

Examples:

A company with 1,000 employees on average is seeing a $60,000 reduction in monthly payroll taxes, in real time.

A company with 100,000 employees on average is seeing a $6,000,000 reduction in monthly payroll taxes, in real time.

Simple Enrollment Process

Initial Discovery Call:

Gather basic details like employee count, average salaries, and received a customized estimate.

Enrollment & Automated Setup:

Our team assists with enrollment so minimal HR involvement is needed.

Employee Onboarding:

Once enrolled, employees can begin utilizing their new benefits and enjoy increased take-home pay starting on their next pay period.

Provider:

20+ year old provider with award-winning, predictive illness AI technology certified by Intel/GE.

Book Your Complimentary Call

Ready to explore how the program works?

Next Step: The CFO/VP of Finance books in a Zoom meeting with one of our Marketing Directors to:

Get a brief overview of this new, "real-time" payroll tax savings opportunity,

Get a custom savings estimate,

Get an estimate of how much your employees will receive, and

See the additional preventative care & wellness benefits your employees will get.

FAQ

The IRS said unfavorable things about tax saving plans many years ago. This is different?

The new tri-agency ruling on April 4, 2024 was the catalyst for incentivized preventative care plans.

Because we have physicians and medical professionals through the telemedicine benefit, this is a 213d qualified preventative care plan.

Plus, the plan is backed by a legal protection plan guaranteeing 100% IRS compliance provided by a renowned lawfirm of 35 years.

This lawfirm certifies HIPAA, ACA, and IRS compliance before implementation, and we use one of the largest TPAs on the east coast.

Tax savings is paying for all of it? How?

The federal government is incentivizing business owners, employers, corporations, and even employees to offer and enroll in this health and wellness program by now paying them to do so.

And as long as an employer offers a qualified program through a qualified provider, they qualify for real-time payroll tax savings.

How much in payroll tax should we expect to save?

The average company we help enroll sees an average of $60 in monthly, real-time payroll tax savings for each full-time (30hr+/week) employee.

Examples:

... 1,000 employees: $60,000 in monthly savings

... 100,000 employees: $6,000,000 in monthly savings

Does this work with Paychex, Paycom, ADP, etc?

Yes, this is currently compatible with all payroll vendors.

We already have a wellness plan. // We don't want to switch providers.

This is supplemental preventative care plan: We aren't here to compete with your existing plans or switch providers. There might be some overlap in benefits, but there's always something extra for everyone to get. So use this plan for whatever benefit your staff doesn't have yet.

Note: If you see a benefit overlap and want the cost savings of having a benefit provided by this plan, then of course. But the tax savings are here for you either way.

How long does this program go on for? We can just stay enrolled?

There's no current end date; we expect it to go on for years.

Is there a cost to enroll?

The "$60 average payroll tax savings per month per employee" figure is the net positive after the program's small admin fee. No net cost at any time.

Does this require a lot of setup time?

No. It's highly automated and fortunately very simple for HR to add in.

Can our accountant just enroll us directly with the government?

It's a regulated industry, and this preventative care plan must be provided through a licensed, qualified provider, so one of our Marketing Directors can help your company learn more and explore enrolling.

Can I learn more about all the features of this supplemental preventative care plan on our call?

Yes. In addition to the additional monthly compensation for employees, they get access to award-winning, AI-driven technology that predicts future illnesses with 82% accuracy, plus additional benefits like $0 copay and discounts on 1,000+ generic medications at both retail and mail-order pharmacies, TeleCounseling 24/7/365 for their entire family, and more to help your workforce optimize their health, productivity, and retention.

What about city municipalities, school districts, and non-profits?

Yes. Those are eligible too, please schedule a call to talk more specifics.

What about a life insurance benefit?

A qualifying life insurance benefit is up next in development.

Kind Words & Testimonials

From An Enterprise CFO:

A 27,000-employee company enrolled with a competitor and switched to us very soon after implementation:

They initially joined another company that offered a qualifying benefit, and were excited by the promise of FICA tax savings. But within weeks, their HR department was overwhelmed:

✔ Hundreds of employees flooded HR with questions about their paychecks.

✔ Even though paychecks were larger, employees didn’t understand the deductions or changes.

✔ The competitor’s customer service couldn’t handle the volume—or answer basic payroll-related questions.

✔ No onboarding tutorials, no trained support team, and no scalable infrastructure.

The company was forced to pull out of the program entirely, losing their payroll tax savings... just to stop the chaos.

Then they found HealthGuard.

When we spoke with their CFO, he was all business and straight to the point:

“This is different. This is real value.”

The HealthGuard difference?

✔ Enterprise-grade customer support infrastructure: A live, USA-based call center with 400+ trained reps ready to handle payroll-related questions.

✔ A Personal Health Dashboard with interactive pay stub tutorials, helping employees understand exactly what's changing and why.

✔ Preemptive onboarding strategy that removes friction for both employees and HR.

✔ The CFO didn’t just want tax savings—he wanted HealthGuard’s predictive AI technology to reduce long-term insurance claims on their self-insured plan.

The CFO said, “Can you help me get HR on board? I need your help proving this won't become a headache again.”

HealthGuard became an ally to the CFO.

And now?

They’re switching 27,000 employees to HealthGuard.

We don’t just deliver FICA savings…

We deliver infrastructure, support, peace of mind, and trust.

HealthGuard was designed for enterprise.

If you're heard of this new payroll-based benefit, this is your chance to save a lot of headaches.

From An Enterprise Employee:

What if your company's benefits could help detect serious illnesses early—before they became life-threatening (and costly)?

An Employee's Story: Here's what happened with an employee who enrolled through HealthGuard:

✔ Her routine mammogram screening came back saying "all clear."

✔ She was enrolled through HealthGuard so she had access to our predictive AI.

✔ It detected a red flag and classified her as high-risk for cancer, despite her mammogram...

✔ She followed up with her doctor —and they found that she indeed had a small tumor that was missed!

✔ Because it was caught early, she received potentially life-saving treatment (and helped prevent major medical expenses for her company) before it was too late.

Our award-winning predictive illness AI technology predicts future illnesses with 82% accuracy.

📌 Why this matters:

Healthier employees mean lower long-term healthcare costs.

Early detection reduces catastrophic claims that hit self-insured plans.

This isn’t just about tax savings—it’s a powerful preventative care benefit.

Plus: CFOs who act early might literally save lives.